Skip content
So…This Is Why I'm Broke by Melissa Jean-Baptiste
  Send as gift   Add to Wish List

Almost ready!

In order to save audiobooks to your Wish List you must be signed in to your account.

      Log in       Create account
Phone showing make the switch message

Limited-time offer

Get two free audiobooks when you make the switch!

Now’s a great time to shop indie. When you start a new membership supporting local bookstores with promo code SWITCH, we’ll give you two bonus audiobook credits at sign-up.

Make the switch
Libro.fm app with gift bow

Gift audiobook credit bundles

You pick the number of credits, your recipient picks the audiobooks, and your local bookstore is supported by your purchase.

Start gifting

So…This Is Why I'm Broke

Lessons on Financial Literacy, Passive Income, and Generational Wealth

$20.99

Get for $14.99 with membership
Narrator Deanna Anthony

This audiobook uses AI narration.

We’re taking steps to make sure AI narration is transparent.

Learn more
Length 9 hours 15 minutes
Language English
  Send as gift   Add to Wish List

Almost ready!

In order to save audiobooks to your Wish List you must be signed in to your account.

      Log in       Create account

An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So . . . This Is Why I'm Broke gives practical and simplified financial tips for you to financially thrive.

A safe space for all BIPOC. Financial help is right here! Melissa Jean-Baptiste of "Millennial in Debt" is a first generation American providing listeners with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.

Action steps to develop your financial literacy. Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.

Inside, you'll find:

● An accessible financial guide on financial literacy and investing for beginners



● The story of Melissa, a "Millennial in Debt" teaching others how to thrive financially

● Practical examples on budgeting for beginners and passive income ideas, and the best budgeting book

Melissa Jean-Baptiste is a first-generation Haitian American helping Millennials and Gen Z restructure their relationships with money. As the eldest daughter of immigrant parents, she had to lead by example and was determined to achieve the elusive American Dream. For her first party trick, after four years at Adelphi University, she graduated cum laude with a BA in English literature and an MA in adolescent education. During her eleven-year tenure as a New York City high school English teacher, and adjunct professor, Melissa implemented valuable shifts to her instructional design to provide her students with a practical curriculum that would be fundamental to their personal growth outside of the classroom. She would later become the lead instructional designer and curriculum developer for the English department and Collegeboard Advanced Placement courses. Melissa went on to write and produce the award-winning web series Millennial In Debt, which highlighted the overwhelming nature of navigating adulthood due to a lack of financial education. As Melissa navigated her own personal finance journey, she documented her money mistakes and lessons publicly to teach others how she paid off $102,000 in student loan debt and bought her first home. As a personal finance and career development coach, Melissa's main objective is to make conversations about money the norm. In doing so, she hopes to increase millennials' opportunities to obtain financial freedom and build generational wealth. With an audience of over 300,000, Melissa continues to teach fundamental money lessons and lead conversations in a creative manner.

Deanna Anthony, an original southern belle and former beauty queen, is an audiobook narrator, actress, singer, dancer, and voice-over artist who lives in Los Angeles, California. Touring by land and sea, both nationally and internationally, she has performed at more than over fifty regional theaters and concert halls. She has appeared in many plays, musicals, independent and industrial films, commercials, and live events. Whether nonfiction or fiction in genre, storytelling is at the essence of what she does every day. Bringing a broad range of skills and a vibrant confidence of delivery, Deanna uses her voice to bring life to art and enjoys the collaborative creative process. Her voice has been described as warm, vibrant, and conversational. Whether delivering inspirational, humorous, or dramatic tones, Deanna remains committed to the text. Her audiobook releases include nonfiction, children's, romance, cozy mystery, poetry, sci-fi genres, and erotica under a pseudonym. When not working in the booth, on camera or in the theater, Deanna teaches voice technique and performance to teens and adults from her home in Los Angeles, and enjoys cooking baking, quilting, reading, and writing with family and friends.

Phone showing make the switch message

Limited-time offer

Get two free audiobooks when you make the switch!

Now’s a great time to shop indie. When you start a new membership supporting local bookstores with promo code SWITCH, we’ll give you two bonus audiobook credits at sign-up.

Make the switch
Libro.fm app with gift bow

Gift audiobook credit bundles

You pick the number of credits, your recipient picks the audiobooks, and your local bookstore is supported by your purchase.

Start gifting