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Sign up todayDon’t Die Broke
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Learn moreConsidering what’s at stake, it’s surprising how little we know about the key decisions we’ll face concerning the retirement money we’ve accumulated. Taking charge of retirement savings today presents a whole new and complex set of decisions: Do you accept your employer’s offer of a lifetime pension? Should you leave 401(k) money where it is or roll it into an IRA? What about a Roth IRA? How can you provide for your spouse and transfer wealth to your heirs? Personal finance writer and financial education expert Margaret Malaspina takes you through all the options and decisions that you’ll face when you are ready to retire, and offers sound guidance customized to your own situation. This is the guide that can help you get the most out of what you’ve earned, lower your tax bills, and create a stream of income that will last for the rest of your life.
Margaret A. Malaspina is principal of Malaspina Communications, a firm that specializes in investment and financial communications and advises some of the nation’s largest investment companies. A former vice president of Fidelity, she helped launch the writing career of Peter Lynch and was part of the executive team that started Worth magazine.
Susan O’Malley (a.k.a. Bernadette Dunne) is the winner of numerous AudioFile Earphones Awards and has twice been nominated for the prestigious Audie Award. She studied at the Royal National Theatre in London and the Studio Theater in Washington, DC, and has appeared at the Kennedy Center and off Broadway. She lives in Brooklyn, New York.
Reviews
“Offers a fresh take on one of today’s hottest money matters…While most such guides concentrate on actually amassing those future fiscal resources in the first place, Malaspina shows instead how to maximize what you’re (hopefully) already building so you’ll (hopefully) always have what you need…In clear, highly focused chapters, she offers solid suggestions for creating a lasting retirement income, lowering potential taxes, and building an estate worth passing along.”
“This aptly named book, written by seasoned financial journalist Margaret Malaspina, is…filled with minute details, such as estimating longevity and comparing payouts. Geared towards people about age 55, it features interviews with several financial planners for advice on topics such as beneficiaries and IRA.”
“Government lawyers have wrapped your retirement money in red tape. This concise, readable guide will help you unravel it.”
“The issues are complicated. Mistakes are costly…Don’t Die Broke can help you crack the code. There’s not another book like it.”
“Malaspina’s lucid and thorough explanation of the process for turning retirement assets into income is a valuable primer for investors.”
“If you are approaching retirement, Margaret Malaspina’s book is required reading…[it] offers a practical, easy-to-understand blueprint for making the most of all those assets you have worked so hard to build during your working years…[it] may well save you thousands of dollars during your retirement years-that’s a return on investment that’s hard to beat!”
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